Hyatt or Marriott – Did I choose one?

In my last blog post I wrote about Chase’s upcoming rules as it relates to their co-branded credit cards.  As I mentioned in this post, I already have 5 personal Chase credit cards and didn’t think that I would qualify for anymore.  In addition to that, I was debating whether I wanted to apply for the Hyatt credit card or the Marriott credit card from Chase .  This would only happen IF I closed one of their credit cards.

Coincidentally, Frequent Miler wrote a blog comparing and contrasting both the Hyatt and the Marriott credit cards.  What do they say about great minds thinking alike?  I glanced at his post but needed to make up my mind as to what would work for me.

I just received Diamond status from Hyatt when they matched the status that I have with IHG in December.  I do not often stay with Hyatt because it generally is more expensive than what I want to pay.  I’ve been happy staying at Holiday Inns or Radissons yet when I stayed at a Hyatt in Fort Lauderdale last month, it was really nice being upgraded to a nicer room with a nicer view and a very nice breakfast.  Blogger Hubby does feel a little out of his element in some of the higher end hotels.  He’s more comfortable in the moderate priced hotels and that is where we stay most of the time but it sure is a treat for me when we do stay at the higher end hotels

Marriott would meet his need for moderation.  I have no status there and probably would not qualify to get it.  For whatever reason I have never been a Marriott fan and I don’t know why.  With their buyout of Starwood, will that change?  Who knows.

I thought more about closing my Freedom and having my husband apply for one but he doesn’t have another Chase card to get the Ultimate Reward points.  We had closed out his CSP thinking he would reopen it 25 months after closing – you know what they say about the best laid plans – and then Chase changed the rules.

I read another blog about a woman who also had 5 Chase personal credit cards and she decided to try for the 6th.  After she was told that her application was “pending” she called up the reconsideration telephone number, moved some credit around and was able to get her 6th.

I thought that I would do the same.  I filled out the application for the 6th card and after I filled it out, I too was given the “pending” status.  I waited about fifteen minutes and then called the Chase reconsideration telephone number (888-245-0625).  They asked a few income questions, how much was my mortgage, gave me my existing credit line and asked if I would consider moving some of credit from one credit card to the new one.  I agree and before you knew it, I received my 6th personal Chase credit card.

Are you wondering which card I chose?  Here it is:

hyatt

Now where am I going to go to use my two free nights?

 

 

 

 

 

 

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