Monthly Archives: December 2014

Update on Target Redbird

I’ve received a few email questions about the Target Redbird.  Folks around the country are beginning to find out about it and are begging people who live near a Target who are selling the PrePaid Debit card to get one for them.

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You CAN load the Redbird with a credit card even though it says cash only.  Some people, including me, found that my transaction with one credit card was declined.  I knew my card was fine but what I should have done is to call the credit card first to alert them that I was going to be purchasing about $500 on my credit card at Target.  That did the trick and I have had no problems since then. If you are declined, just step aside and call your credit card company.

After you have your permanent card make sure you register it online.  At the home page you can manage your Redcard and then pay bills with it.  Go to “Online Bill Pay” and near the top of the page you’ll  “Pay and Transfer”.  Click on the and you’ll find a drop down menu where you can select Pay Bills.  You can then add a Payee.  Add the amount that you want to pay and then you’ll be told when it will be delivered.  Today I am paying a credit card bill and the money will arrive in two days.  If you are sending it to a small company that may not be listed with them or an individual, it will take longer.  If you are planning on sending money to cover your rent to an indivdual, allow yourself enough time for the check to arrive.

Now, are you all ready to begin loading your Redbird and paying your bills?

 

Whew ….the Holidays are over for Us

It’s been quite the month for us.  Blogger Hubby was in the hospital, I was sick for about 5 weeks (sinus, bronchitis) and feeling crummy, being up in DC helping Blogger Son #1 by taking care of our 11 month old grandson while his mommy was traveling.  With several weeks of us being out of commission, the holidays came upon us very quickly.  Cards were never bought and so we are going to do a Happy New Year card instead.

With four grandchildren ages 3 and under, it was a fun, hectic, loud and a special day for us.  This was the year we did not have our children for the actual Christmas Day but instead we had it the Saturday morning before Christmas.  Family means so much to me since I am an only child and I am very happy that my children (yes, they are all in their 30’s) made an effort to get together with Blogger Hubby and myself as well as with their siblings.

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What was helpful to me this year while doing my holiday shopping was the fact the my Chase Freedom card gave me 5 times points while shopping at Amazon.  With that and the fact that we are Amazon Prime members, most of my shopping was done through Amazon.

If what I wanted wasn’t on Amazon for the price I wanted, I then went to stores either through the Chase shopping portal or finally, through Ebates for cash back.  I did not make a single purchase where I received only 1 point per dollar.  Either it was multiple points or cash back through Ebates.

When I went through the Chase shopping portal I printed off a copy of the page that told me how many extra points I would receive as well as my order summary.  I’ll check back on my account to make sure that I got all the extra points.  If I don’t then I have proof of what they were offering as far as points as well as having my order summery.  I can hear the Cha-Ching in the recesses of my mind.

I also downloaded a holiday gift tracker download from I Heart Organizing.  I had one for each of the families I was purchasing gift for.  It kept me organized as far as what I purchased, my budget for the item and where I purchased it.  I took this a step further and stapled the receipts for each family onto their family gift tracker.  When someone wanted to return an item, it was easy for me to get their family tracker and pull off the receipt.  So much easier than going through the mountain of receipt that i normally have.

Did you have any special strategy for maximizing your points during this holiday time?