How I scored 5 x Points for Paying my Lawn Care Man and City Water Bill

Disclosure:  I do not receive any compensation of any kind by expressing my own personal opinions about credit cards that I have.

Last week one of the big office supply stores had a sale on SEARS gift cards.  If you bought a $100 gift card, they would take 20% off and only charge you $80.  I had my Chase Ink Business card with me that would get me 5 x points on any purchase that I made at an office supply store so I proceeded to purchase two SEARS gift cards.

chase ink bold

I’m not a big SEARS though I do like their Lands End line and many of their appliances (as long as Consumer Reports rates them high).  But what was I going to do with two gift cards?

I drove myself over to our closest SEARS store and looked around the store.  I found their gift card rack, and many times there are more than one of them, and found VISA debit cards in a $200 denomination.  My SEARS gift cards were worth $200.  I purchased the VISA gift card and walked out of the store ahead by $40 less $5.95 for the VISA gift card.  SCORE….but the story goes not end there.

Today I went to my local grocery store that sells money orders.  I ordered one money order to pay my city water bill and then another to pay my lawn care man.  These are both bills that I would have paid by check and received no points.  Each money order cost me .76.   Total net gain was $32.53 and 800 points.

Yes, for some that is not worth it but got me thinking.  I could purchase VISA gift card at an office supply store or another type of store where you would get 5 x points on your credit card (even without the deal on SEARS cards), go to my local grocery store and purchase a money order and pay my dentist, doctor, even my church pledge – it is still valid, legal tender and one that gets me 5 x points.   Obviously this instance was worth more because I received money for this venture because of the sale on SEARS gift cards.

When you are shopping or reading store flyers, look for items like this – items that are “like” money that you could purchase, make a little money and receive points for your future travel.

What are your stories about gift cards?

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6 thoughts on “How I scored 5 x Points for Paying my Lawn Care Man and City Water Bill

  1. I WISH grocery stores near me allowed the purchase of money orders with gift cards! No such luck. Your situation worked out beautifully; smart moves!

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